Bank Introduction in USA

American Corporate Services assists our clients in opening U.S. business and personal bank accounts by providing bank introduction services without the need for them to appear personally in the U.S.

You can choose any bank from the following:

• Bank of America: www.bankofamerica.com
• Wells Fargo Bank: www.wellsfargo.com
• Pacific Western Bank: www.pacificwesternbank.com
• Preferred Bank: www.preferredbank.com
• U.S. Bank: www.usbank.com
• City National Bank: www.cnb.com

Our company offers the following comprehensive USA business bank services:

• We inform you about available bank services and requirements.
• We supply you with bank application forms and detailed instructions which help you to prepare your personal documents, complete the forms and email them to us for pre-screening,
• We prepare corporate documents that conform to the Bank’s requirements.
• We review your completed bank forms and provide our recommendations for improving the presentation of the information included in the form to ensure that it will pass the scrutiny of the bank.
• We arrange for and facilitate your bank introduction.
• We send your completed and revised corporate and personal bank account application forms to the bank for their initial review.
• We obtain the bank’s initial decision on your application, which is usually positive.
• We inform you about bank’s initial decision.
• We show you how to send all required personal and corporate documents and signed corporate and personal bank account application forms to the bank for its final review.
• We monitor the entire account opening process and help you to get your U.S. business bank account opened in timely manner.
• We offer you support over the phone and by fax and email during the account opening process.
• If your corporate and personal bank account application are declined by any bank, we introduce you another bank FREE of charge.

What banking services you get:

• Online banking
• Debit cards (Visa or MasterCard)
• Checkbook
• U.S. bill payment
• Global wire transfers

Bank Accounts in Europe

At CONSULTING ENTERTAINMENT GROUP, LLC our aim is to make the whole process of opening Euro bank accounts, as quick and
painless as possible. You can also be assured of personal service from our staff every step of the way. Our Company
offers opening a bank account with the following European banks:

Bank account tools

We also work with these banks, their requirements are discussed in each individual case:

• Neue Bank (Liechtenstein): neuebankag.li
• Kathrein PrivatBank (Austria):  kathrein.at
• LGT Group Private Banking (Switzerland, Austria, Liechtenstein): lgt.com
• Bank of Valletta (Malta): bov.com
• HSBC (Malta): hsbc.com.mt
• Bank of Cyprus (Cyprus): bankofcyprus.com
• FBME Bank: fbme.com

U.S. federal banking regulations require all bank accounts to have a registered “physical” address. Banks are required to ask for a physical address before opening a new account. This regulation is not new, but it has become more actively enforced since 9/11. We have witnessed a rising trend where banks are reviewing all their customer accounts to verify that the physical addresses are actual physical addresses. In fact, we noticed a spike of queries regarding this in January 2019. A kind of trend typically indicates that banks are reviewing their customer accounts to ensure they all comply with federal banking regulations.

Physical Address vs. Mailbox Address

A physical address is an address for a tangible building at a specific street address. The address can be a home or office or even an office suite inside a corporate building. A PO Box number is not a physical address because it’s just a mailbox located inside a post office. In and of itself, a PO Box does not contain or connect to a physical address.

Physical Address vs. Commercial Street Address

A commercial street address, or commercial address, is an address that pinpoints a commercial building at a specific street address. We use the word “commercial” to differentiate a business address from a residential address. We use the word “street” to differentiate our address from a PO Box address. (In this case, “street” refers to any thoroughfare designation, e.g., “avenue,” “road,” “boulevard,” etc.) However, a commercial street address does not necessarily mean it’s a physical address as defined by the banks. They assume that a commercial street address is a physical address.

Physical Business Address vs. Mailing Address

While banks require your business address to be a physical address, your mailing address may be a PO Box address. The mailing address is where all your statements and any mailed correspondences are to be sent. If the mailing address is a PO Box, the physical address is still required to be on file to satisfy federal banking regulations.

Acceptable Physical Address for Banks

The definition of “physical address” may differ from one bank to another. Some banks will accept a residential or business address while others will accept only business addresses. In every case, a physical address is never defined as a mailbox or PO Box address. In order to ensure that your address is a physical address, banks will do the following:

• Check the address against the USPS address database to see if it’s a mailbox address.Some banks will also check to see if it’s a registered agent address as that’s also not acceptable as a physical address.
• Request proof of address.They may request a copy of a lease agreement or an actual utility bill to indicate that the address does physically exist and that the account applicant occupies or does business at that physical address. Some bank may either accept or require a city or county business license as well.

Getting a Physical Address

There are a couple of ways to get a physical address:

• Use your residential home address.This works if the bank accepts a residential address and you have a physical residential address.
• Get a real office.This will typically be the least flexible and cost-effective option but it will get the job done. Find the smallest, most affordable office suite you can to reduce the cost.
• Find a bank that will work with you to accommodate your specific needs.

There are other options available. Almost none of them are ideal for every situation.

What ACS Inc. is Doing to Solve This Problem

• We are pleased to introduce our new “Lease Plan” designed specifically to address this problem. With this plan, you sign a legal lease agreement for a physical space that you can then use as legitimate proof of address for opening U.S. bank accounts. Our plan comes bundled with a virtual mailbox to use as your mailing address as well as other services and benefits.
• We can also acquiremobile telephone service with the leased address. Communications from the service provider can be used as the Utility Bill proof of your physical office.

Wherever you live, banking offshore gives you the opportunity to protect and grow your money in an economically stable and central location. Keep your money in one place while you move around the world. Our Company offers opening a bank account with the following banks:

Bank facilities

We also work with these banks, their requirements are discussed in each individual case: